Using eChecks for Gambling
When you use eCheck to fund gambling, your funds are transferred quickly from your bank account to your online casino account. When you withdraw, the funds go directly from your casino account to your bank account.
Using eCheck eliminates any hassles, and you can concentrate on slots spins instead of wondering where your money is. In this way it’s similar to iDebit online banking, which also transfers money instantly from and to your bank account.
eChecks are available to Canadian online casino players. Electronic checks are a popular choice for casino transactions because of their security, simplicity, and speed of transactions. The only method that comes even close is Interac. This is also one of the cheapest banking methods for funding gaming, as deposits are most often completely free.
Are eCheck Deposits Safe?
eCheck is a safe and secure way of transferring funds to and from your online casino account. eCheck even beats your bank card in safety. Just like paper cheques, each eCheck has a digital fingerprint which allows it to be tracked to prevent fraud.
Before you can use eCheck at online casinos, you’ll need to provide personal information. You also need some form of identification, such as a social insurance number or drivers’ license.
This personal information check helps to protect us customers from fraud and also protect the online casino from insufficient funds charges (NSF) eChecks could incur. You can find out a lot more about eCheck safety here.
Summary: eCheck Gambling in Canada 2020
|Best eCheck Casino Bonus||$500 + 120 Free Spins (PartyCasino)|
|Free Spins Game||Melon Madness Deluxe|
|Maximum eCheck casino deposit||$2,000 or more|
|Minimum eCheck casino deposit||$20|
|Withdrawals time||2h-48h (Rizk / Spin Casino)|
|Safe & Secure||Yes|
When you first begin using eChecks for funding your account there is a limit on the number of transfers. All e-Check casinos do this and will place a limit on the number of cheques you can send within a certain time.
The limit casinos place on eChecks is often 2 transfers within 48 hours.
Once your first cheques have cleared without problems, the limit is often lifted.
How Do I Use eCheck to Deposit and Withdraw?
You’ll need to provide the casino with your personal and bank details. This will include your name, address, checking account number and routing number. You will also need to provide identification. It doesn’t mean that you would need to give out any of your personal online banking information. Just your ID and a proof that you really live in Canada, like a utility bill.
Most people are familiar with writing paper cheques. eCheck is very close to paper cheques. The similarity between the two makes this a familiar and easy payment method to use.
Quick Checklist for Making eCheck Casino Deposits
- Register at an online casino
- Go to the Cashier section on the website
- Choose eCheck casino deposits
- Fill out the form & follow the instructions
- Enjoy real-money slots, roulette and other casino games!
Note that some casinos list e-check deposits as “Insta Check”.
There’s no waiting involved. As long as your bank account has sufficient funds, the money will be transferred to your online casino account immediately.
So by using eCheck, you don’t need to wait around, and can instead start playing. Using it to deposit is as fast as using VISA or Mastercard or iDebit. See our iDebit Casino List if you prefer iDebit instead.
This same method can be used for withdrawing funds from your online casino account and transferring them to your bank account. The funds are sent via the same system.
Making a Withdrawal at a Casino
You can also use eChecks to cash out at a casino. Just go to the cashier section of the site, choose to withdraw and select eCheck as your method of cashing out. The casino will then send your funds to your bank account, and you can enjoy your extra funds.
Note that unlike depositing, cashing out is not instant. This is standard for other withdrawal methods as well.
Making a withdrawal requires that casino takes several steps. For example, it’ll confirm that (if you took advantage of a casino bonus) you’ve cleared you bonus.
It’s also required by law to confirm your identity at this point. The details for this vary a bit according to where the casino is located, but most gambling sites are required to confirm your identity if you cash out more than 300 Canadian dollars. Most new gambling sites have a simple system for sending a pic of your id for this identity check.
When you’re done with the steps, the casino will send your money to your account. How long it’ll take depends on the casino. The fastest sites, like Guts, do this in 1-2 hours. Slower sites, like Spin Casino can take up to 2-5 days. After this wait, the funds finally land in your account.
Why Should I Use eCheck Instead of PayPal?
This one’s easy: Canadians can’t use PayPal for gambling. Paypal deposits and withdrawals are currently available only for UK residents at couple of the biggest online gambling sites.
So when it comes to choosing between eCheck vs. Paypal, there’s no choice at all. While this might be annoying for those of us who’ve used to using PayPal all the time, this situation is unlikely to change in Canada in 2020.
Fees and Transaction Limits
Transfers in and out are free. Any transaction fees are charged directly to the casino, not to you. The only case where using it costs something is if your transfer fails because you didn’t have enough funds in your bank account.
If a transfer fails because your balance was too low, you will be charged a fee of around C$30. Make sure you always have enough balance.
Which Canadian Online Casinos Accept Electronic Checks?
Even though eCheck is a popular real-money payment method in Canada’s online casino scene, not a whole lot of gambling operators have picked it up. The ones that have are the cream of the crop. Supporting eCheck transactions underlines the quality of an online casino.
PartyCasino is one of the top casinos with eCheck support. They’re serious about making the transactions fast and smooth, and they don’t disappoint. They also support other various banking methods, such as credit cards and ecoPayz.
You’ll be pleased with Party Casino’s selection of casino games. You can play slots, live casino, blackjack, roulette and even their own jackpot slots. At PartyCasino you’ll also find jackpots that you won’t find anywhere else. One of our favourite jackpot games is Melon Madness, for which you’ll get free spins.
Also, Spin Casino, Guts, and JackpotCity have upped the ante, and have brought eCheck on board. All of them are quality online casinos with a superb selection of games. JackpotCity offers you the biggest bonus while Guts also provides betting and poker if you’re a bettor or a card man.
Rewards Casino Group’s casinos Zodiac, Grand Mondial, and Yukon Gold also support eCheck transactions. They also offer some of the best welcome bonuses for Canadian players, especially those playing on a smaller budget. Legendary “millionaire-maker casino” Zodiac, for example, gives new Canucks 80 real money spins for just $1 deposit! That’s a great deal.
How Much Can I Deposit at Canadian eCheck Casinos?
There are limits to how much you can deposit with eChecks and other deposit options. These limits depend on the casino and how long you’ve been playing there (the longer you’ve played, the higher the limits). Typically minimum for eChecks is around C$20 and maximum $C2,000. For high-rollers and VIP-gamblers, the maximum can be tens of thousands.
eCheck Advantages Compared to Paper Cheques
If you’re still a traditional checkbook user, it’s easy to advise you to switch to the online version. It comes with major upgrades across the board.
- eCheck transfers are much faster
- No fees for casino deposits
- You don’t need your physical checkbook
- Safe and secure
About the last point above: I don’t know about you, but back in the days when I used to use physical cheques, I had a torrid time with my checkbook. As a highly unorganized human being, I misplaced it on more than one occasion. With an electronic check, there is no such worry, as everything is on my Macbook.
How Long Does it Take For eCheck to Clear?
With eCheck transfers, you’ll get the processing time down by quite a bit compared to traditional paper cheques. They may take up to 10 business days to clear, but electronic check transfers cut that time way down. With eChecks, you’re looking at a completed transaction in 1-3 business days. Also, you’ll get your eCheck casino transfers without fees.
As a bonus, when you use an eCheck to fund your casino account, some casinos eliminate all waiting. They’re cool with letting you start gambling as soon as the eCheck is on its way. So you get to play before the check actually clears. This makes eChecks an instant deposit method at online casinos. When cashing out, you have to wait the typical 1-3 business days for your funds.
Receiving an eCheck Casino Bonus
When a casino has eCheck listed as a deposit method, they really want you to use it. The reason is that it’s a lot cheaper for a casino to accept these deposits vs. bank card deposits. The upside for you is that eChecks always qualify for the best casino bonuses.
While there aren’t that many eCheck casinos in Canada at the moment, the bonuses they offer are outstanding. You can find all the best eCheck casino bonuses at the top of the page.