Debit & Credit Card Casino Deposits – Visa and Mastercard

All online casinos accept credit and debit card deposits. Below you’ll find the best of them for Canadians, using Canadian dollars as their go-to currency.

VISA and Mastercard were once one of the only ways you could make a deposit into an online casino account. Nowadays there is a wide selection of payment methods available, but VISA and Mastercard are still the two most popular ones.

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Players love using their bank cards, because it is easy, fast and safe. Real money gambling sites accept all Canadian bank cards, so you can start playing straight away.

Are VISA and MasterCard Safe?

Launched in 1958, VISA is one of the oldest and most reliable credit cards companies today. It is also the largest credit card company in the world.

VISA ensures complete security when it is used for an online transaction. It has its own security tool, known as Verified by VISA, to ensure security.

How Verified by Visa is implemented varies from bank to bank. No matter how it is implemented, Verified by Visa checks three things. The three things are the validity of the card, that there are enough funds for the transaction and that it’s really you making the transfer. Only after this check is the transaction approved.

Verified by Visa & MasterCard SecureCode keep your payments safe online

Mastercard was launched in 1966. It was developed by a group of Californian banks in competition with the BankAmeriCard (latern known as VISA) from Bank of America. Nowadays Mastercard is the second most popular card payment processor in the world.

Mastercard has its own verification system known as SecureCode. It provides you with a personal and secure security code that you need to use when you complete a transaction.

Verified by Visa or Mastercard Securecode are not the only things keeping deposits safe. Vendors like online stores and casinos also use the the same kind of encryption online banks use to make certain no eavesdropper gets your payment information.

How do I use my VISA or MasterCard to deposit?

In order to use this method to make a deposit into your online casino account, visit the cashier section of the casino and click on VISA or Mastercard credit card.

Next, grab your card out of your wallet. Any VISA or Mastercard issued in Canada will do.

At the cashier you will need to enter your credit card number and the amount you want to transfer. The transaction will then be verified by the credit card’s verification system. How this exactly happens depends on who issued your card, but for example HSBC’s version asks a security question or two. Once the transaction has been confirmed and verified, your funds will be transferred. If you are extra worried about security, you might want to also consider bitcoin casinos.

What about withdrawals?

While depositing is identical with VISA and Mastercard, withdrawing is not.

Payouts with VISA
If you deposited with VISA, you can withdraw funds back on to your card. You can then either use the funds when you use your card to pay something. Alternatively you can call your card issuer and ask that the funds are transferred into your bank account.

Payouts with Mastercard
Mastercard cannot be used to make withdrawals. When you win and want to withdraw, the sum of your original deposit is returned to your card. Whatever is left you can withdraw with other methods, like transferring it to your bank account (highly recommended) or getting a cheque.

“This card cannot be used to make deposits to online gaming companies”

The downside of using Canadian bank cards for funding online gambling is that you can run into problems. The problem is, that some banks (especially The Toronto Dominion Bank and The Canadian Tire Bank) don’t allow their cards to be used for gambling.

Why these banks limit online gaming transactions is unknown, as online gambling is legal in Canada. As annoying as this is, there’s easy ways to get around it:

… and so on. You’re card not working at online casinos only requires a couple of minutes to get around.

Fees and transaction Limits

Most casinos don’t deduct a fee from card deposits, but some do. If a fee is charged, it’s usually around 2%-3% of the sum transferred. The reason for the fees is that card deposits are incredibly expensive to process for gambling operators.

Guts charges for using a Canadian bank card for depositing

If the casino you would like to deposit charges card fees, use Instadebit or eCheck instead for instantaneous and free transfers.

Like fees, deposit limits also depend on the casino. A minimum deposit is usually around $10-$25 CAD. The maximum is around 1,000-2,000 Canadian dollars, although there are exceptions. The biggest exception is Rizk, which accepts monstrous card deposits of C$25,000. If only we had that kind of money to play with…

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